Richard has been in the financial services industry since 1987. He worked for FTN Financial in Fixed Income Sales and later for Sterne Agee in a similar capacity. Richard joined the firm in 2006. He holds a B.S. in pre-law from the University of Alabama and served as in Infantry Officer in the United States Marine Corps. His community involvement entails membership in the Rotary Club of Mobile and the Downtown Mobile Alliance and serving on the Boards of JH Outback, the Alabama Policy Institute, and the Mobile Chamber of Commerce. Richard enjoys spending time in the woods and waterways of Alabama with his family.